Attention When Investing
投資捷徑與陷阱
Despite recent gains in the stock market, portfolios remain badly damaged by the market performance of the past 18 months With jobs still falling away at a rapid clip, the recession is still a serious concern.
盡管近期股市出現(xiàn)了上漲,但過去18個月里市場的表現(xiàn)仍讓投資組合損失慘痛。就業(yè)率仍在快速下降,經(jīng)濟衰退的陰影揮之不去。
As we wade through these difficult times, how should you think about your own financial situation? A good starting point is to remember what Kipling wrote: Keep your head about you as everyone is losing theirs. It's a great temptation in times such as these to think things will never get better. But if history shows us anything , things do eventually improve. In fact, judging by the standards of past economic shocks, this recession is getting long in the tooth. The average recession since World War II has lasted 11 months, and the longest was 16 months in 1981-1982. Our current crisis is 15 months old.
當我們經(jīng)歷這些困難時,你應(yīng)當如何考慮自己的財務(wù)狀況呢?最基本的一點是要記住吉卡林所寫的-在別人糊涂時依然保持清醒。在眼下這個時刻,很容易產(chǎn)生情況永遠也不會好轉(zhuǎn)的想法。但如果說歷史對我們有所啟迪,那就是事情最終會有所改善。事實上,按以往經(jīng)濟動蕩的標準判斷,這次衰退的時間已經(jīng)很久了。第二次世界大戰(zhàn)以后的衰退平均持續(xù)時間為 11個月,最長是1981年至1982年之間的16個月。本輪危機已經(jīng)持續(xù)了15個月了。