父母會(huì)放棄彼此的禮物，為孩子買更多

父母會(huì)放棄彼此的禮物，為孩子買更多

Nearly half of parents have gone without gifts for themselves or their partner in order to afford more gifts for their children, according to new research.

一項(xiàng)最新研究顯示，近一半的父母為了給孩子買更多的禮物，而沒(méi)有為自己或伴侶準(zhǔn)備禮物。

The survey of 2,000 parents found that 46 percent have taken this measure, prioritizing their children’s gifts over ones for them and their partner.

這項(xiàng)對(duì)2000名家長(zhǎng)的調(diào)查發(fā)現(xiàn)，46%的家長(zhǎng)采取了這一措施，把孩子的禮物放在他們和伴侶的禮物之上。

Results also found that nearly six in 10 (59 percent) admitted, when it comes to shopping for presents, they’re most likely to overspend on their kids.

調(diào)查結(jié)果還發(fā)現(xiàn)，近六成(59%)的人承認(rèn)，在購(gòu)買禮物時(shí)，他們最有可能在孩子身上超支。

A large part of that pressure seems to be coming from the playground since 71 percent of parents said they worry about their kids going back to school and hearing what other children received over the holiday break.

其中很大一部分壓力似乎來(lái)自操場(chǎng)，因?yàn)?1%的家長(zhǎng)表示，他們擔(dān)心自己的孩子會(huì)回到學(xué)校，聽(tīng)到其他孩子在假期得到什么。

It revealed 61 percent would willingly damage their credit score in order to make other people happy with their purchases.

調(diào)查顯示，61%的人為了讓別人滿意自己的購(gòu)物行為，愿意犧牲自己的信用評(píng)分。

All that credit card swiping causes massive amounts of stress since 39 percent admit to being “extremely concerned” about their holiday spends.

所有的信用卡刷卡行為都會(huì)造成巨大的壓力，因?yàn)?9%的人承認(rèn)他們“非常擔(dān)心”自己的假期開(kāi)銷。

Seventy-one percent will be tossing and turning due to lack of sleep as they fret over their holiday bottom-line.

71%的人會(huì)因睡眠不足而輾轉(zhuǎn)反側(cè)，因?yàn)樗麄儞?dān)心自己的假期超支。

And the survey found the average respondent will overspend by $541.79 and take 4.3 months to pay off their holiday purchases.

調(diào)查發(fā)現(xiàn)，受訪者平均將超支541.79美元，并需要4.3個(gè)月才能付清假期購(gòu)物的費(fèi)用。

All that overspending catches up, as 48 percent said they’ll be cutting back after the holidays so they can pay off those big purchases.

所有這些超支現(xiàn)象都迎頭趕上，48%的人表示，他們將在假期后削減開(kāi)支，以便能夠償還那些大額采購(gòu)。

“Around the holidays there’s a lot of pressure to please everyone – your friends, partner, family, kids, whoever – and be extra generous,” said James Garvey, CEO of Self. “Unfortunately, people often equate generosity with spending a lot of money. That can leave you in a tight financial spot for months to come if you don’t prepare for it ahead of time.”

Self首席執(zhí)行官詹姆斯•加維(James Garvey)表示：“節(jié)日期間，要取悅所有人——朋友、伴侶、家人、孩子、任何人——都有很大的壓力，而且要格外慷慨。”。“不幸的是，人們常常把慷慨等同于花很多錢。如果你不提前做好準(zhǔn)備，這可能會(huì)讓你在未來(lái)數(shù)月陷入財(cái)務(wù)困境。”

Even the best budgeters can be struck by sticker shock at the end of the merry season. Fifty-three percent admitted to underestimating how much they’d be spending on food for their big family dinners.

即使是最優(yōu)秀的預(yù)算師也會(huì)在這個(gè)快樂(lè)的季節(jié)結(jié)束時(shí)受到貼紙沖擊的打擊。53%的人承認(rèn)低估了他們?cè)诩彝ゾ鄄蜕系幕ㄙM(fèi)。

Forty-eight percent thought they’d keep their gift shopping under control, but wound up overspending.

48%的人認(rèn)為他們會(huì)控制購(gòu)物，但最后卻超支了。

Other frequently underestimated spends included entertainment (43 percent), decorations (41 percent) and clothing (38 percent).

其他經(jīng)常被低估的支出包括娛樂(lè)(43%)、裝飾品(41%)和服裝(38%)。

Respondents revealed their tricks to help keep their holiday budget under control. A third (33 percent) will take on extra shifts at work while 31 percent will start a second or part-time job.

受訪者透露了他們控制度假預(yù)算的竅門。三分之一(33%)的人會(huì)加班，31%的人會(huì)開(kāi)始第二份或兼職工作。

Nearly half (49 percent) plan on purchasing gifts months in advance to spread out their spending.

近一半(49%)的人計(jì)劃提前幾個(gè)月購(gòu)買禮物，以分散支出。

Forty-five percent are buying items on sale or clearance to snag stellar deals while 40 percent clip coupons.

45%的人會(huì)購(gòu)買打折商品或清倉(cāng)大甩賣，而40%的人會(huì)剪掉優(yōu)惠券。