Vocabulary:
fritter:to waste time or money on things that are not important 浪費(fèi)(時(shí)間、金錢);揮霍
budget:to be careful about the amount of money you spend; to plan to spend an amount of money for a particular purpose 謹(jǐn)慎花錢;把…編入預(yù)算
chip away:remove or withdraw gradually 逐步瓦解、消除