銀行英語(yǔ)情景口語(yǔ) 第176期:個(gè)人消費(fèi)信貸 個(gè)人留學(xué)貸款(4)

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歡迎光臨Smith大街營(yíng)業(yè)部。我能為您效勞嗎?

B: I'd like to ask some questions about Personal Loans.

我想咨詢一下關(guān)于個(gè)人貸款的事情。

A: Of course, I'll be happy to assist you. Any loan in particular?

當(dāng)然可以，我很樂(lè)意為您服務(wù)。您有什么特別感興趣的貸款項(xiàng)目嗎?

B: Yes, the Personal Loan for Studying Abroad. I've just finished my Bachelor's here and I plan to go to Australia next summer. You know, to broaden my horizons and to experience something new.

有的，個(gè)人留學(xué)貸款。我剛修完了我的學(xué)士學(xué)位，打算明年夏天去澳大利亞。你知道，去開(kāi)闊開(kāi)闊視野，體驗(yàn)體驗(yàn)新事物吧。

A: OK, good for you. It certainly is a popular choice for young people nowadays. Well, this loan can cover up to 70% of your total fees, including tuition and miscellaneous, and the maximum sum is 500,000 RMB.

好哇，這對(duì)您有好處。對(duì)于現(xiàn)在的年輕人來(lái)說(shuō)，這的確是一個(gè)很普遍的選擇。嗯，這筆貸款最多可支付70%的總費(fèi)用，包括學(xué)費(fèi)和雜費(fèi)， 最大金額為500000元。

B: Hmmm ... how about interest on that? I've been advised to ask about the interest and not get caught up in a loan with a high rate. And how long will I have to pay it back?

嗯……利率是多少?別人一直跟我說(shuō)要問(wèn)清楚利息，別被利率高的貸款套進(jìn)去。還有，我必須在多長(zhǎng)時(shí)間內(nèi)還款?

A: We wouldn't want to trap you into anything, the decision is yours. We are just here to give advice.

我們不希望誘使您做任何事情，您自己做決定。我們?cè)诖酥皇翘峤ㄗh。

B: Thanks. But what is your standard rate?

謝謝。那么，你們的標(biāo)準(zhǔn)利息率是多少?

A: The rates and terms of interest differ. The rates are decided by the standard interest rate and the repayment terms can be anything from 6 months to 6 years. But the maximum is 8 years.

利息率和利息的條件各不相同。該利率是由標(biāo)準(zhǔn)利息率決定的，并且償還期可以是從6個(gè)月至6年不等。但是，最長(zhǎng)不得超過(guò)8年。

B: 8 years? That sounds good, but hopefully I'll have a wonderful job and be able to repay it after just 1 or 2 years. OK, I'll go and think about it. Thanks for your help.

8年?聽(tīng)起來(lái)不錯(cuò)呀，那么，但愿我能找到一份好工作，可以在一到兩年后還清它。妤吧，我要去考慮一下。感謝你的幫助。