銀行英語(yǔ)情景口語(yǔ) 第175期:個(gè)人消費(fèi)信貸 個(gè)人留學(xué)貸款(3)

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歡迎光臨Lincoln銀行。今天我們可以為您做些什么呢?

B: Hello. I called earlier in the week and spoke to someone in the personal loans department about an overseas study loan. She said to come in as soon as I had the chance，as this must be done in person. I'd like to apply today.

你好。我在本周早些時(shí)候打過(guò)電話，并和一位個(gè)人貸款部門的有關(guān)人士談過(guò)海外留學(xué)貸款的事宜。她告訴我如果我有空的話，我應(yīng)該來(lái)一 趟，因?yàn)檫@個(gè)業(yè)務(wù)必須本人親自來(lái)辦理。我想今天就申請(qǐng)。

A: OK, that's absolutely fine. I will need to see some credentials before we can get started. Do you have the notification of admission letter from your university, your passport and your visa with you?

好吧，這事絕對(duì)行。在我們開始辦理之前，我需要看一下證明材料。您帶著入學(xué)通知書、護(hù)照和簽證了嗎?

B: Yes, yes. It's all here. There you go. I'm not sure if I need any other proof or guarantee to get this loan,do I?

是的，帶來(lái)了。全在這里。給你。我不能肯定，我是否還需要其他的證明或擔(dān)保來(lái)獲得這筆貸款呢?

A: You do, I'm afraid. There are 3 ways to do this. You can choose: mortgage, pledge or guarantee mode.

您恐怕得需要哇。有三種方式來(lái)辦理此業(yè)務(wù)。您可以選擇：抵押、質(zhì)押或擔(dān)保方式。

B: Yes, I read about all of these in the brochure and decided which would be more suitable for me. I'd like to go for the guarantee mode, please.

是的，我已經(jīng)看過(guò)了宣傳手冊(cè)上列出的所有內(nèi)容，并且已經(jīng)決定了最適合我的那種方式。我想采取擔(dān)保的方式辦理，拜托了。

A: Right, that's no problem. I see you are already well informed. If you choose that one, you can borrow up to 70% of the total tuition and miscellaneous fees.

好的，沒(méi)問(wèn)題。我知道您已經(jīng)了解得很清楚了。如果你選擇擔(dān)保的方式，你可以貸到學(xué)雜費(fèi)總額的70%。

B: OK, that's perfect, 70% is excellent, it'll be a big help. Thanks.

行，太好了。70%，真是棒極了，它幫了大忙啦。謝謝。