2, Read Personal Finance Blogs
閱讀個(gè)人理財(cái)博客
I find that I get encouraged to save-and to adopt good financial habits in general-by reading about others' tips and success. One of my must-read blogs for this is The Simple Dollar.
我是通過(guò)閱讀別人的小技巧和成功經(jīng)驗(yàn)才學(xué)會(huì)了存錢和理財(cái)?shù)?。我必讀的一個(gè)理財(cái)博客是The Simple Dollar。
Other good blogs on personal finance are Get Rich Slowly and Wise Bread.
其他好的理財(cái)博客還有 Get Rich Slowly和 Wise 8read。
3, Keep a Savings Log
建立一個(gè)儲(chǔ)蓄日志
Something that's often recommended for those sorting out their finances is to keep a spending log-to write down what you spend, so that you have a clear picture of where all the money is going. I've done this in the past, and it's always revealing (and occasionally a bit horrifying!)
管錢的一個(gè)好辦法是建立一個(gè)花錢日志,寫下你的花費(fèi),讓自己清楚地知道所有的錢都花到哪里去了。我已經(jīng)做到了這一點(diǎn),而且我發(fā)現(xiàn)它真的是很有用(只是偶爾覺(jué)得結(jié)果有點(diǎn)可怕!)。
A twist on this, though, is to keep a savings log. Each time you make a deposit into your savings account (or each time you shove a few dollars into the jam jar hidden under your bed), write down the date and how much you saved. This can be a great way to motivate yourself to save more. You could also use your calendar or diary for this.
另一個(gè)辦法正好相反,是建立一個(gè)儲(chǔ)蓄日志。每當(dāng)你把錢存入進(jìn)銀行戶頭(或把幾塊錢放到床底下的果醬罐子里),記下日期和錢數(shù)。這是-個(gè)挺不錯(cuò)的方式來(lái)激勵(lì)自己存錢。或者也可以使用日歷或日記本來(lái)做記錄。