金融英語口語聽力教程第14課：開立儲(chǔ)蓄帳戶
Opening a Savings Account
開立儲(chǔ)蓄帳戶
Situation 14
情景 14
Henry Samson is asking a clerk at the First National Bank about opening a regular savings account.
亨利·薩姆森在第一國(guó)民銀行向一個(gè)職員詢問有關(guān)開立普通儲(chǔ)蓄帳戶事宜。
Clerk:May I help you ,sir?
職員：我能為您做些什么嗎?先生?
Samson:Yes,please .I'd like to open a savings account .Can you give me some information?
薩姆森：謝謝，我想開立一個(gè)儲(chǔ)蓄帳戶。請(qǐng)您和我談?wù)勥@方面的事，好嗎?
C:Yes,I'd be happy to help you .We call our regular savings account plan passbook savings.
職員：好的，我很樂意為您服務(wù)。我們把我們的銀行的普通儲(chǔ)蓄帳戶稱為銀行存折儲(chǔ)蓄。
You may open an account in your name only ,or a joint account with your wife.
您可以只用您自己的名字開立帳戶，也可以與您的妻子開立共同帳戶。
There is no minimum balance ,and you may make deposits or withdrawals at any time .
我們這里沒存款最小余額的限制，而且可隨時(shí)存款或取款。
S:Do I earn interest on the account ?
薩姆森：我能從帳戶上得到利息嗎?
C:Yes,we pay the highest interest rate permitted for commercial banks .
職員：可以的。我們這里支付商業(yè)銀行所允許的最高利率。
We credit the earned interest to your account automatically every quarter.
每個(gè)季度，我們會(huì)自動(dòng)地把利息劃入您的帳戶的貸方。
S:Is it difficult to open an account?I mean ,do I have to be a regular customer of the bank?
薩姆森：開立一個(gè)帳戶難嗎?我是說，我必須是銀行的老客戶嗎?
C:No ,sir.not at all.All that's necessary is to fill out this signature card and make your initial deposit .
職員：不，先生，完全不必。您所需要做的只是填寫一下這張簽名卡，并進(jìn)行首次儲(chǔ)蓄，
Even a dollar is enough to open the account .
甚至一美元就可開立一個(gè)帳戶。
S:Let's see .You want my name,address,occupation ,date of birth and Social Security number .
薩姆森：讓我看看這張卡片。你要我填上姓名、住址、職業(yè)、出生日期和社會(huì)保險(xiǎn)號(hào)碼。
What's this item here,"Mother's Maiden Name"?
母親婚前姓名這一項(xiàng)是怎么回事?
C:We ask that for identification purposes ,sir .It's a code word we use to positively identify you in case you lose your passbook or there is some other need for positive identification .
職員：我們要求這一姓名是為人便于辨別身份，先生。這是一個(gè)暗語，萬一您丟失了您的存折，我們可以用它來確切地辨別您的身份，或者由于某種需要，用以準(zhǔn)確地辨認(rèn)身份。
S:I see.Well,let me fill this out and I'll open an account.
薩姆森：我明白了，那我就填寫這張卡片，然后開立一個(gè)帳戶。
