金融英語口語 33.Bank Organization

[00:00.00]New Words [00:00.76]新單詞 [00:01.52]overview n. [00:02.17]總的看法 [00:02.82]division n. [00:03.46]部門 [00:04.10]audit n. [00:04.73]審計 [00:05.36]merger n. [00:06.13]合并 [00:06.90]takeover n. [00:07.72]兼并 [00:08.54]acquisition n. [00:09.46]獲得 [00:10.37]divestment n. [00:11.23]擺脫某權(quán)益 [00:12.09]Phrases & Expressions [00:14.52]Administration Division [00:15.58]行政管理部 [00:16.64]Corporate Finance Division [00:17.84]公司財務部 [00:19.04]Dealing Division [00:19.92]證券交易部 [00:20.79]Leasing Division [00:21.67]租賃部 [00:22.54]legal services [00:23.44]法律事務 [00:24.35]currency option [00:25.25]選擇貨幣權(quán) [00:26.15]correspondent banking [00:27.34]相應銀行業(yè)務;往來銀行業(yè)務 [00:28.53]cost centre services [00:29.73]成本中心服務 [00:30.93]offshore funds [00:32.05]境外資金 [00:33.18]T:We are happy to have Mr. David Long here with us today. [00:35.58]教：今天我們很高興地請到了英國某商業(yè)銀行的大衛(wèi).朗先生。 [00:37.98]Mr. Long is from a merchant bank in Britain. He will be talking about the organization of his bank. [00:41.44]朗先生給大家介紹一下他所在銀行的組織體系。 [00:44.90]L:I feel honoured to be talking with you today. I'd like to begin with your questions. [00:48.17]朗：我今天非常榮幸地與大家在一起聚談聚談。我希望同學們現(xiàn)在就提問。 [00:51.44]S:Where is your bank located? [00:52.62]學：請問貴銀行位于什么地方? [00:53.81]L:In London, the capital of Britain. [00:55.28]朗：倫敦，英國的首都。 [00:56.74]S:Could you give us a brief overview of your bank's history? [00:59.01]學：您能給我們講講貴銀行的歷史概況嗎? [01:01.28]L:Yes, of course. We were established as long ago as 1869. [01:04.57]朗：當然行啦!我們的銀行早在1869年就有了。 [01:07.87]Now, it is being operated as one of the major merchant banks in the City. [01:10.24]現(xiàn)在它是倫敦幾家最重要的商業(yè)銀行之一了。 [01:12.62]S:How is your bank organized? [01:13.87]學：請問貴行是如何組成的呢? [01:15.13]L:Well, that is really a big question. [01:16.59]朗：啊，這可是一個很大的問題呀! [01:18.05]S:Let me put it in this way. How many divisions are there in your bank? [01:20.81]學：我就這么問吧。請問貴行有多少部門? [01:23.57]L:All together, there are six large divisions. They are Administration Division, [01:26.66]朗：總共分六大部門。分別是：行政管理部， [01:29.76]Investment Management Division, Banking Division, Corporate Finance Division, [01:32.62]投資管理部，銀行營業(yè)部，公司財務部， [01:35.48]Dealing Division and the last one, Leasing Division. Now, let me explain them one by one. [01:39.49]證券交易部以及最后一個租賃部?，F(xiàn)在，我就逐個來作一些解釋說明。 [01:43.50]First, Alministration Division. It looks after all administrative matters, such as planning, [01:46.91]首先是行政管理部，該部負責管理事務，諸如計劃制定， [01:50.32]group financial control, accounting and audit, computer services, legal services and so on. [01:54.19]集團財務控制，會計及審計，計算機服務，法律顧問等等事務。 [01:58.07]S:Is that what we call cost centre services? [01:59.69]學：這是不是我們通常所稱的“成本中心服務”呢? [02:01.31]L:Yes, you are right. That's cost centre services. And then, there's the Banking Division. [02:04.81]朗：是的，你說得對!這正是成本項目服務，接下來，就是銀行營業(yè)員， [02:08.31]This is easy to understand, right? [02:09.53]這不難解理吧! [02:10.74]S:You mean, as in China, the Banking Division in your bank deals with loans, overdrafs, [02:14.19]學：您的意思是，就像中國的銀行那樣，貴行的該部門專門處理貸款呀，透支呀， [02:17.64]documentary credits and correspondent banking? [02:19.43]書面信貸啦等相應的銀行業(yè)務? [02:21.22]L:Just the same. Now, let's talk about Dealing Division. The activities of Dealing Division include foreign exchange, [02:25.67]朗：正是如此?，F(xiàn)在我來介紹一下證券交易部。該部門主要的工作就是進行外匯兌換， [02:30.13]currency options, money market transactions, bonds, floating rate notes, Eurodollar CD,... [02:33.67]外匯期權(quán)交易，金融市場交易，債券，浮動匯率單以及歐元CD等... [02:37.20]S:Eurodollar CDs? [02:38.04]學：歐元CD? [02:38.88]L:CD stands for Certificate of Deposit, while Eurodollar means US dollar in a European bank. [02:43.25]朗：CD是英文中“存款單”的簡稱，而歐元指的是歐洲銀行的美元， [02:47.63]Eurodollar is used for trade within Europe. [02:49.14]用于歐洲國家之間的各種貿(mào)易。 [02:50.66]S:Oh, I see. Next, how about your Corporate Finance Division? [02:53.37]學：噢，我明白了。接下來請講貴行的公司財務部。 [02:56.09]L:They provide advice to most UK and international companies. [02:58.48]朗：它的任務是為英國及許多國際公司的提供金融咨詢。 [03:00.87]In the past several years, our Corporate Finance Division has expanded quite rapidly. [03:03.97]在過去的幾年里，這個部門的業(yè)務發(fā)展非常之快。 [03:07.06]S:What kind of advice do they provide? [03:08.33]學：那么提供幾個方面的咨詢服務呢? [03:09.60]L:They cover mergers, capital raising, takeovers, acquisitions and divestments, and of course stock market. [03:13.63]朗：諸如公司合并，資本增長企業(yè)兼并，公司收購和擺脫某權(quán)益，當然還包括股票交易等。 [03:17.67]S:Mum, I follow you now. [03:18.79]學：嗯，我現(xiàn)在明白了。 [03:19.92]L:There is also an Investment Management Division in our bank. [03:22.07]朗：接下來要介紹的這個部是投資管理部， [03:24.23]It offers services to companies, like investment trusts, unit trusts, [03:26.56]這也是向各公司提供以下這些服務項目：投資信托，單位信托， [03:28.90]pension funds and offshore funds. Now, let's come to the last division, Leasing Division. [03:32.30]退休撫恤金及境外資金管理?，F(xiàn)在，我們就說說我們銀行的最后一個部門，就是租賃部。 [03:35.69]Obviously, it organizes leasing packages for lessors and lessees. [03:38.08]顧名思義，它的工作就是為出租人和承租人牽線搭橋。 [03:40.47]S:So, that's how you organize your merchant bank in London. [03:42.28]學：就這樣，您就把一個倫敦主要的商業(yè)銀行運轉(zhuǎn)組織起來了。 [03:44.08]L:Yes, that's what we do. [03:45.11]朗：正如您說。 [03:46.14]T:Time is up. Mr. David Long, thank you very much for coming here to give us such an imformative lecture. [03:50.23]教：時間到了。朗先生，感謝您抽出寶貴時間，給我們大家詳細介紹了銀行的組織體系。

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