金融英語口語 18.Insurance

[00:00.00]New Wors [00:00.74]新單詞 [00:01.49]load v.n. [00:02.14]載貨，貨物 [00:02.80]lorry n. [00:03.34]運(yùn)貨大卡車 [00:03.89]hi-jack v. [00:04.56]劫 [00:05.22]write-offs n. [00:05.73]廢物 [00:06.24]gang n. [00:06.90]一群壞人 [00:07.55]brake n. [00:08.15]剎車 [00:08.75]steep adj. [00:09.26]陡峭的(損失) [00:09.77]cover v. [00:10.48]被賠償(損失) [00:11.18]blanket adj. [00:11.78]全套的 [00:12.38]underwrite v. [00:13.00]承保 [00:13.61]jam v. [00:14.21]擠碎 [00:14.81]salvage v. [00:15.56]搶救 [00:16.30]repaint v. [00:17.07]重新油漆 [00:17.84]dent n. [00:18.44]凹處 [00:19.04]Phrases & Expressions [00:21.42]vehicle insurer [00:22.69]車輛保險局 [00:23.95]filing cabinet [00:24.88]文件柜 [00:25.81]firm of adjusters [00:26.88]調(diào)解人公司，估價公司 [00:27.95]make the claim [00:28.81]提出索賠要求 [00:29.68]W:Good morning, Mr. Martin. Are you looking for me? [00:31.27]懷：早上好，馬丁先生，您找我嗎? [00:32.86]M:Yes. Have you heard any more about our lorries? [00:34.73]馬：是的。我們的貨車有什么新消息嗎? [00:36.60]W:Yes. The vehicle insurances say the lorries are complete writeoffs. [00:39.05]懷：有的，車輛保險局說兩輛貨車完全沒用了。 [00:41.51]The gang took the brakes off and let them go over the side of a steep hill. [00:43.52]那伙歹徒把剎車卸掉，讓車從懸崖上滑下去。 [00:45.53]M:I hope we are covered all right. [00:46.65]馬：我希望保險索賠沒問題。 [00:47.78]W:Yes, we are. [00:48.39]懷：沒問題。 [00:49.01]M:What about our office desks and filing cabinets in the lorries? [00:51.40]馬：那我們貨車上的辦公桌和文件柜呢? [00:53.79]W:Well, now, apparently, the insurance of the load is not so simple. [00:56.53]懷：嗯，現(xiàn)在，很明顯，車上貨物的索賠可不那么簡單。 [00:59.27]I informed our insurance brokers as soon as the theft was reported. [01:01.48]我一知道劫車的事就通知了我們的保險經(jīng)紀(jì)人。 [01:03.69]As you know, all goods delivered for us within the country are covered by a blanket insurance policy. [01:06.61]您知道，所有在國內(nèi)運(yùn)輸?shù)呢浳?，我們都保了綜合險。 [01:09.54]M:Who underwrote the policy? Lloyds, wasn't it? [01:11.17]馬：向誰保險，是勞埃德保險公司吧? [01:12.80]W:Yes, we are insured with a syndicate of Lloyds underwriters. [01:15.00]懷：是的，一家勞埃德聯(lián)合企業(yè)， [01:17.19]Someone from a firm of adjusters is going up to inspect the damaged goods tomorrow and give an opinion about their values. [01:20.54]調(diào)解公司要派一個人明天察看車上受損的貨物，好報(bào)一個索賠數(shù)。 [01:23.88]M:Well... What's the problem? They won't make any difficulty about paying up, surely? [01:26.71]馬：噢...有什么問題嗎?他們不會不樂意賠償吧? [01:29.55]W:Well, it could be difficult. Our insurers seem to think the desks and chairs may not be too badly damaged. [01:33.23]懷：可能有點(diǎn)兒困難。我們的保險商似乎認(rèn)為那些桌椅損傷得不厲害。 [01:36.91]M:I think someome from the factory ought to go up and give us an opinion of the damage. [01:39.66]馬：我認(rèn)為我們該派個人去，看看東西受損程度如何。 [01:42.40]I'd like to go up there and have a look. [01:41.90]我還是自己去看看吧。 [01:43.80]G:So your factory is making the claim? [01:45.31]格：那么是你們廠要求保險賠償?shù)? [01:46.81]M:Well, let's have a look. I was warned the lorry doors might have been jammed. [01:49.50]馬：是的，我們看看吧。有人告訴我們都被壓癟了。 [01:52.19]G:I don't think these filing cabinets are too badly damaged. [01:54.21]格：我認(rèn)為這些文件柜壞得不是很厲害。 [01:56.24]I think it should be possible to salvage the lot. [01:57.88]其中大部分都可以修修再用。 [01:59.53]These dents could be quite easily knocked out, and these desks could be repainted. [02:02.61]這些凸出來的地方可以輕而易舉的敲掉，還有這些桌子可以再漆一遍。 [02:05.69]M:Oh, I don't think I agree, Mr. Green. Look at this chair, [02:07.44]馬：噢，我不贊成您這么說，格林先生?？纯催@把椅子， [02:09.19]it's a complete write-off. We would never be able to repair that. [02:11.55]完全都不能用了，我們怎么也不可能修好它了。 [02:13.90]And the filing cabinets. Look at them. They must have been under water for some time. [02:16.63]還有這些文件柜。看看吧，它們肯定泡在水里好一陣子了， [02:19.36]They would have to be stripped down and completely repainted. [02:21.43]得把老面全部刮掉，完全重新漆一遍。 [02:23.51]G:H'm, well, I think I might recommend payment of... seventy-five percent of the insured value. [02:27.69]格：嗯,，這樣，我想我可能會建議賠償----保險價值的75%。

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