每日一詞∣商業(yè)養(yǎng)老保險 commercial endowment insurance

12月30日召開的國務院常務會議提出，要積極發(fā)展社會服務領域商業(yè)保險，為更有力應對老齡化提供支撐，滿足群眾其他保險保障需求。會議提出，加快發(fā)展商業(yè)養(yǎng)老保險，優(yōu)化養(yǎng)老保險結構。

China will actively promote the development of commercial insurance in social services to provide stronger support for the aging population and cater to public demands for other types of insurances, the State Council's executive meeting decided on Monday. It was agreed at the meeting that commercial endowment insurance will be developed at a faster pace and the overall pension insurance structure will be refined.

2018年3月8日，江陰市周莊鎮(zhèn)山泉村村民在社區(qū)綜合服務中心內查詢養(yǎng)老保險信息。(圖片來源：新華社)

【知識點】

2019年12月30日召開的國務院常務會議提出，加快發(fā)展商業(yè)養(yǎng)老保險，優(yōu)化養(yǎng)老保險結構。借鑒國際經驗，支持開發(fā)多樣化的養(yǎng)老年金保險產品和適應60歲以上老人需求的醫(yī)療、意外傷害等保險產品。加快發(fā)展商業(yè)長期護理保險。

會議提出，大力提升商業(yè)保險產品和服務質量。鼓勵保險機構適應消費者需求，提供涵蓋醫(yī)療、照護、生育等多領域的綜合性保險產品，逐步將醫(yī)療新技術、新產品等納入健康保險。發(fā)展面向低收入人群和新業(yè)態(tài)從業(yè)人員的保險產品。

【重要講話】

按照兜底線、織密網、建機制的要求，全面建成覆蓋全民、城鄉(xiāng)統(tǒng)籌、權責清晰、保障適度、可持續(xù)的多層次社會保障體系。全面實施全民參保計劃。

We will act on the policy requirements to help those most in need, to build a tightly woven safety net, and to build the necessary institutions, as we work to develop a sustainable multi-tiered social security system that covers the entire population in both urban and rural areas, with clearly defined rights and responsibilities, and support that hits the right level. We will work to see that everyone has access to social security.

——2017年10月18日，習近平在中國共產黨第十九次全國代表大會上的報告

【相關詞匯】

社區(qū)養(yǎng)老

community-based elderly care

社會保障體系

social security system

基本養(yǎng)老保險制度

basic pension schemes