銀行英語情景口語 第178期:個人消費信貸 個人汽車消費貸款(2）

00:00

00:00

MP3下載 文本下載

https://online2.tingclass.net/lesson/shi0529/10000/10057/178.mp3

https://image.tingclass.net/statics/js/2012

這里是消費信貸部。我能如何為您效勞?

B: I need some info on car loans. Such as payment periods, interest rates, things like that, please.

我需要了解一些關于汽車消費貸款的信息。比如像償還期、利率等等諸如此類的事情，拜托了。

A: Certainly. Do you currently bank with us?

當然可以。您目前在我們這里開戶了嗎?

B: Yes, I do. I have a Current Account, a credit card and a mortgage with you already.

是的，我開戶了。我已經在你們這里開了一個活期存款賬戶，領了一張信用卡，還辦理過按揭。

A: That's excellent. Well, for our Personal Automobile Consumer Loan we offer some really competitive rates. The maximum repayment period for this type of loan is 5 years.

太棒了。嗯，我們?yōu)槲覀兊膫€人汽車消費貸款制定了一個特別具有競爭力的利率。這種類型貸款的最長還款期限為5年。

B: I plan to repay it within 2 years. And the interest?

我打算在兩年內償還貸款。那利率是多少呀?

A: Of course,the interest rates depend on what is announced at the time, but at the moment, the interest for a 2-year loan is 5. 29%.

當然啦，利率取決當時公布的利率值，但目前兩年期貸款的利率為5.29% o

B: So the rate is variable? OK, that's fine. How about the frequency of repayment?

所以利率是浮動的啦?好吧，行啊。還款的頻度是如何規(guī)定的?

A: We usually set up a direct debit system taking installments directly from your bank account on a monthly basis. And since you are already a valued customer, there should be no trouble in processing you application for this loan.

我們通常會用直接借記的方式每月直接從您的銀行賬戶中劃出分期支付的款額。既然您已經是我們的重要客戶了，在處理您的這份貸款申請時，不應該有任何麻煩。

B: That's nice and easy. Thanks for your time.

好啊，挺容易的嘛。謝謝你，占用你的時間啦。