銀行英語情景口語 第172期:個人消費信貸 個人住房貸款(4)

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歡迎光臨IBJ銀行。您需要什么幫助嗎?

B: Yes, please. I'm hoping to get a mortgage from you and was wondering about your interest rates.

是的。我希望能從你們這里獲得按揭，并且想知道你們的利率。

A: I see. We offer Personal Housing Loans, or mortgages, at a rate of 0.42% per month.

我知道了。我們提供的個人住房貸款，或按揭，月息是0.42%。

B: That's pretty much the same as I've been quoted at other banks.

這和我在其他銀行詢問的結(jié)果差不多。

A: We offer many different payment plans. Would you be looking at long-term or short-term? Are you looking at a 10-year repayment plan?

我們提供許多不同的還款方案。您考慮的是長期的方案還是短期的方案?您是在考慮10年期的還款方案嗎?

B: Definitely. I want to get my mortgage paid off as soon as I can.

當然啦。我想我盡快付清的按揭貸款。

A: Then we can certainly help you with that. You see, for shorter term loans,we can offer an even more competitive interest rate.

那我們是一定可以幫您的。您瞧，對于短期貸款，我們可以給您一個更有競爭力的利息率。

B: Hmmm ... that does sound interesting. Is there anyone available I can talk with about this in more detail?

嗯……這樣聽起來還蠻有意思的?，F(xiàn)在有誰能和我談?wù)劸唧w的內(nèi)容嗎?

A: I'll get our Mortgage Adviser for you. Please take a seat, I won't be a minute.

我去找我們的按揭顧問來。您請坐，稍等片刻。