銀行英語情景口語 第168期:個人消費信貸 個人質(zhì)押貸款(4)

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這里是IBJ銀行，我是Maria。我能如何為您效勞?

B: Hello,I called earlier regarding interest rates on loans. Sorry, I just have a couple more questions.

你好，我之前來過電話，是關(guān)于貸款利率的。對不起，我還有幾個問題。

A: I'm here to help. Tell me your questions and I'll do my best to answer them.

我的工作就是為了幫助您。請告訴我您的問題，我會盡我所能來回答您。

B: What if I require a loan for a short period of time?

假如我需要短期貸款，怎么辦吶?

A: What repayment period were you thinking of?

您所考慮的還款期是什么時候?

B: Say,6 months? Or less in fact. I want to repay the loan ASAP;I don't like debt hanging over my head.

比如說，6個月?實際上或許更短些。我想要盡快償還貸款，我不喜歡債務纏身。

A: A wise decision. If you decide to take out a short-term loan with us，say for 6 months or less, the interest rate shall be for that of a 6-month loan.

這是個明智的決定。如果您決定在我們這里辦短期貸款的話，比如說6個月或更短，利率按6個月期貸款的利率計算。

B: What if I repay it early. Any perks?

要是我提前還款的話，會怎么樣呢。有什么優(yōu)惠嗎?

A: Well, we could adjust the interest rate based on the original rate and the amount of days you actually borrowed the money for.

嗯，我們可以調(diào)整利率，基于原先確定的利率值和您實際借款的天數(shù)來計算。

B: So, the quicker I pay it back, the more I can save in interest? That's excellent. Thanks so much for your information. I'll come in shortly to take the relevant steps for the loan.

所以，還款越快，就可以節(jié)省越多的利息?好極了。非常感謝你提供的信息。我不久會來辦理與貸款有關(guān)的手續(xù)。

A: It's our pleasure. We are always happy to have another satisfied customer. Thanks for calling. Goodbye.

這是我應該做的。我們非常高興又多了一個滿意的客戶。謝謝來電。 再見。