銀行英語情景口語 第164期:個人消費信貸 小額消費貸款(4)

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歡迎您再次惠顧，先生。我相信這些材料對您有幫助吧?

B: Indeed. I've decided to go for the Petty Consumer Loan. That is, if my credit rating is satisfactory.

的確如此。我已經決定申請小額消費貸款。只要我的信用評級令人滿意，就是它啦。

A: Your credit is fine, Sir. Now, tell me, what is it that you need the loan for?

您的信用良好，先生。現在，請您告訴我，您所需要的貸款是干什么用的?

B: I've just bought a second hand apartment and I'm looking to do some renovations. You know, a bit of decorating, some new furniture, nothing flashy.

我剛剛買了一個二手公寓，我想做一些翻修。你知道的，一點兒裝飾、 一些新家具，普普通通的。

A: I see. And what loan amount are you expecting?

我明白了。那么，您希望貸多少款呢?

B: It says here that the maximum is 20,000 RMB. Is that flexible?

這上面說，最高額度為20000元。這可以靈活一點兒嗎?

A: I'm sorry, Sir. The maximum we can lend you on this type of loan is 20,000 RMB, with no exceptions.

對不起，先生。我們可以借給您的這種類型的貸款最高額度是20000元，沒有例外。

B: Well, 20,000 RMB it'll have to be then.

嗯，20000元，那就只好如此啦。

A: I need some documentation from you. Such as your resident permit, your occupation and salary details and I already have your credit details here.

我需要您提供一些文件。比如您的居住許可證，您的職業(yè)和工資的詳細情況，還有我已經得到了您的信用的詳情。

B: Everything is right here. If that's all in order, just let me know where I sign.

一切都在這里。如果都沒問題的話，就請告訴我在哪里簽字吧。